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Scotia Momentum Visa Card

Welcome Bonus

0% introductory interest rate

Get a 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).

Annual Fee

$39

Annual Rewards

$354

$24,000 annual spending x 1.48% return on spending = $354 annual rewards

Rewards on Approval

N/A

Purchase Rates

19.99%

Cash Advance Rates

22.99%

Balance Transfer Rates

0.00%

Table of Contents

Are you looking for a credit card that can help you save money while still providing the convenience of everyday purchases? The Scotia Momentum Visa Card is a perfect choice! This card offers cash-back rewards on all purchases and provides discounts on travel, entertainment, and more. Let’s take a closer look at what this card has to offer.

Pros

  • Up to 2% cash back
  • 25% off on car rentals
  • Purchase security & extended warranty protection
  • Low annual fee
  • 0% introductory interest rate

Cons

  • No travel insurances
  • High interest rates
  • 2.5% foreign transaction fees

Details & Eligibility

  • 680 - 800
  • $12000
  • N/A
  • $39
  • $15
  • Visa
  • Yes
  • 19.99%
  • 22.99%
  • 22.99%
  • N/A
  • 0.00%
  • N/A

Cash Back Rewards

The Scotia Momentum Visa Card provides cash-back rewards on all your everyday purchases—from groceries to gas. Cardholders earn 2% cash back on eligible grocery stores, gas stations, drug store purchases, recurring bill payments, and 1% on everything else. That means you can start earning rewards right away with no waiting period.

Additional Perks

In addition to earning cash-back rewards, the Scotia Momentum Visa Card also offers discounts and unique benefits when you use it for travel or entertainment expenses. For example, cardholders get up to 25% off car rentals. Finally, the Scotia Momentum Visa Card has added security features that protect your finances from fraudsters and hackers. You will receive protection insurance covering items purchased with your card if they get lost or stolen within 90 days of purchase. Extended warranty protection doubles the original manufacturer’s warranty for up to one year on most items purchased with your card.

Conclusion

The Scotia Momentum Visa Card is an excellent choice if you’re looking for a credit card that gives you more bang for your buck! You’ll earn generous cash-back rewards on all your everyday purchases. Plus, additional security features protect your finances from fraudsters and hackers. With so much to offer, why wait any longer? Apply today!
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