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Scotia Momentum No-Fee Visa Card

Welcome Bonus

5% cash back+0% introductory interest rate

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).2 Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0).

Annual Fee

$0

Annual Rewards

$177

$24,000 annual spending x 0.74% return on spending = $177 annual rewards. Offer ends: Apr 29, 2023

Rewards on Approval

N/A

Purchase Rates

19.99%

Cash Advance Rates

22.99%

Balance Transfer Rates

22.99%

Table of Contents

Are you looking for a no-fee credit card with great rewards and benefits? Look no further than the Scotia Momentum No-Fee Visa Card. This card is designed with budget consciousness, providing an easy way to manage your finances while still earning rewards points on every purchase. Let’s take a look at why the Scotia Momentum No-Fee Visa Card is so popular.

Pros

  • Cashback program
  • No annual fee
  • Sign up bonus
  • 25% off on car rentals

Cons

  • 2.5% foreign transaction fees
  • No travel insurances
  • No purchase security & extended warranty protection

Details & Eligibility

  • 680 - 800
  • $12000
  • N/A
  • $0
  • $0
  • Visa
  • Yes
  • 19.99%
  • 22.99%
  • 22.99%
  • N/A
  • N/A
  • N/A

No Annual Fees

The most obvious benefit of this card is that it has absolutely no annual fees. That’s right, none! You don’t have to worry about paying an annual fee to use this credit card; you need to pay off your monthly balance, and you won’t be charged a dime. This makes it incredibly easy to manage your finances without worrying about hidden costs or fees.

Earn Cash Back With Every Purchase

Another great perk of using the Scotia Momentum No-Fee Visa Card is that you earn rewards points with every purchase. For every dollar spent, you receive 1% cash back. Plus, there’s no limit on how much cash you can accumulate; the more purchases you make with your Scotia Momentum No-Fee Visa Card, the more cash you can earn!

Conclusion

Whether you are looking for a no-fee credit card or just a way to manage your finances better while still earning rewards points on every purchase, the Scotia Momentum No-Fee Visa Card is an excellent choice. With its incredible array of benefits, from no annual fees to lifestyle perks and beyond, this card provides something for everyone. So why give it a try today? You won’t regret it!
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