CIBC Smart™ Plus Chequing Account
The CIBC Smart™ Chequing Account is designed for individuals looking for a flexible banking solution with smart features to manage their everyday banking needs efficiently.
Key Features:
- No monthly fee with a minimum balance of $3,000 or more.
- Up to 12 transactions per month including withdrawals, transfers, and bill payments.
- Access to a network of CIBC ATMs across Canada.
- Option to receive eStatements for convenient account management.
- Choice of additional benefits such as rewards programs or discounts on select services.
- 24/7 customer service support.
Additional Details:
The CIBC Smart™ Chequing Account offers flexibility with the option to avoid monthly fees by maintaining a minimum balance. It is suitable for individuals who prefer a balance of basic banking services and additional benefits tailored to their needs.
FAQs
Who is eligible to apply for the CIBC Smart™ Chequing Account?
Any individual who meets CIBC’s account opening criteria can apply for this account. Applicants typically need to provide identification and meet the age requirements.
What is the minimum balance required to avoid the monthly fee?
To waive the monthly fee, you must maintain a minimum balance of $3,000 in your CIBC Smart™ Chequing Account.
Are there transaction limits on this account?
Yes, the account allows up to 12 transactions per month, including withdrawals, transfers, and bill payments. Additional transactions may incur fees.
Can I access my account online?
Yes, you can manage your CIBC Smart™ Chequing Account online through CIBC Online Banking or the CIBC mobile banking app, providing convenient access to your account information and transactions.
What additional benefits can I expect with the CIBC Smart™ Chequing Account?
Depending on the account package chosen, you may receive additional benefits such as rewards programs or discounts on select services, enhancing your banking experience.
