RBC British Airways Visa Infinite

Welcome Bonus

50,000 bonus points

N/A

Annual Fee

$165

Annual Rewards

1pt – 2pts / dollar earn rate

N/A

Rewards on Approval

N/A

Purchase Rates

20.50%

Cash Advance Rates

22.99%

Balance Transfer Rates

22.99%

Table of Contents

The RBC British Airways Visa Infinite card is a premium travel credit card designed for frequent flyers, offering generous Avios points rewards, travel perks, and comprehensive insurance coverage, making it an excellent choice for those who often travel with British Airways and its partners.

Pros

  • Generous Welcome Bonus: The card offers a substantial welcome bonus of Avios points, which can be a significant head start towards redeeming for flights and other travel rewards.
  • High Earning Rates on Travel: Cardholders earn double Avios points on British Airways purchases, making it highly rewarding for those who frequently fly with the airline.
  • Companion Voucher: The annual Companion Award eVoucher can provide tremendous value, allowing cardholders to bring a companion on a British Airways flight for just the taxes and fees.
  • Comprehensive Travel Insurance: The included travel insurance coverage is extensive, offering protection for trip cancellations, interruptions, accidents, and medical emergencies.
  • Exclusive Travel Perks: Benefits such as priority boarding, priority check-in, and potential lounge access enhance the overall travel experience.

Cons

  • High Annual Fee: The card comes with a significant annual fee, which may be a deterrent for infrequent travelers or those who may not fully utilize the benefits.
  • Foreign Transaction Fees: Unlike some travel cards, this card charges foreign transaction fees, which can add up for international travelers.
  • Limited to British Airways: The maximum value of the card is tied to spending and flying with British Airways. Those who do not frequently fly with British Airways or its partners might find the rewards less attractive.
  • Minimum Spend for Welcome Bonus: The welcome bonus is contingent on meeting a minimum spending requirement within a set period, which may be challenging for some cardholders.
  • Complex Reward Redemption: Navigating the Avios rewards program and maximizing points redemption can be complex and may require a learning curve for new users.

Details & Eligibility

  • N/A
  • $60000
  • N/A
  • $165
  • N/A
  • Visa
  • No
  • 20.50%
  • 22.99%
  • 22.99%
  • N/A
  • N/A
  • N/A
The RBC British Airways Visa Infinite is a premium travel credit card offered by the Royal Bank of Canada (RBC) in partnership with British Airways. Designed specifically for frequent flyers and travel enthusiasts, this card provides an array of benefits tailored to enhance the travel experience, offering substantial rewards for both everyday spending and travel-related purchases. Key Features and Benefits
  1. Avios Points: The primary rewards currency for the RBC British Airways Visa Infinite card is Avios points. Cardholders earn Avios on every purchase, with accelerated earning rates for spending on British Airways flights and other travel-related expenses. These points can be redeemed for flights, seat upgrades, hotel stays, car rentals, and more within the extensive British Airways Executive Club program.
  2. Welcome Bonus: New cardholders often receive a substantial welcome bonus of Avios points upon meeting a minimum spending requirement within the first few months of card membership. This initial boost can significantly shorten the time needed to accumulate enough points for a valuable redemption, such as an international flight.
  3. Travel Perks: The card offers several travel-related perks, including complimentary travel insurance, concierge services, and access to exclusive British Airways promotions. Additionally, cardholders may receive priority check-in, priority boarding, and potentially even lounge access when flying with British Airways.
  4. Insurance Coverage: Comprehensive travel insurance is included, covering trip cancellation/interruption, travel accident insurance, and emergency medical insurance. This coverage ensures peace of mind for travelers, knowing that they are protected against unforeseen circumstances that could disrupt their travel plans.
  5. Companion Voucher: One of the standout features of this card is the annual Companion Award eVoucher. After spending a certain amount within a calendar year, cardholders receive a voucher that allows them to book a second seat on a British Airways flight for just the taxes and fees. This can be an exceptionally valuable benefit for those who frequently travel with a companion.
  6. Purchase Protection: Purchases made with the card benefit from extended warranty and purchase protection insurance. This covers theft or damage for a limited period after the purchase date, providing added security for high-value items.
Rewards Program The RBC British Airways Visa Infinite card is integrated with the British Airways Executive Club, where Avios points are the main currency. Cardholders earn:
  • 2 Avios per $1 spent on British Airways purchases.
  • 1 Avios per $1 spent on all other purchases.
These points can be redeemed for a variety of rewards, with flights being the most popular option. British Airways is part of the Oneworld alliance, meaning Avios points can also be used on partner airlines, providing extensive flexibility in travel destinations and options.
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