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Inflation Rate Falls to 1.6% in September
Canada’s inflation rate dropped to 1.6% in September, down from the 2% target achieved in August, according to Statistics Canada.…
Feds Introduce Mortgage Refinancing Program to Boost Secondary Suites and Address Housing Shortage
Starting January 15, 2025, Canadian homeowners will have the opportunity to access up to 90% of their home’s value through…
Rate Cuts Have Had Minimal Impact on Housing Affordability: RBC Economist
According to Robert Hogue, an economist at the Royal Bank of Canada (RBC), recent interest rate cuts by the Bank…
Former Bank of Canada Official Predicts Significant Rate Cut in October
A former member of the Bank of Canada’s governing council has suggested that the central bank should consider a substantial…
Bank of Canada's Interest Rate Prediction for 2025
Bank of Canada’s Latest Interest Rate Update and Its Impact The Bank of Canada recently announced a 25 basis point…
How Canada’s New Mortgage Rules Will Impact Your Home Buying Plans
Starting December 15, 2024, Canada will introduce new mortgage rules aimed at helping more Canadians buy homes. These changes include…
Is It Time to Break Your Mortgage?
If you’re in the middle of your mortgage term, you might be considering a rate or mortgage change. However, breaking…
Bank of Canada Interest Rate Decisions
On September 4, 2024, the Bank of Canada made its third consecutive interest rate cut, lowering its key rate to…
Inflation Reaches Bank of Canada's 2% Target
The Current Inflation rate in Canada is 2% as of August 2024 Consumer Price Index Growth Slows to Lowest Level…
Federal Government Raises Mortgage Cap to $1.5 Million, Expands 30-Year Amortization
The federal government is taking steps to address the housing affordability crisis by raising the cap on insured mortgages to…
Ontario Sales Tax
The Harmonized Sales Tax (HST) in Ontario is 13%. The Harmonized Sales Tax (HST) is applied to most goods and…
First Time Home Buyers Mortgage: Everything you need to know.
Explore the comprehensive guide for first-time homebuyers in Canada, covering mortgage options, the mortgage stress test, pre-approval process, and tips…
Bank of Canada Sees Less Risk of Housing Market Overheating as Demand Softens
The Bank of Canada observes reduced housing market overheating risks due to cooling demand and ongoing affordability challenges. Elevated borrowing…
Canadian Real Estate Faces The Worst Market Since 90s Recession: CIBC
Canadian real estate faces its toughest market conditions since the 90s recession, particularly in the Toronto condo market. High investor…
Canadian mortgage rates have fallen to a 17-month low following the Bank of Canada's recent rate cuts
Canadian mortgage rates have fallen to a 17-month low following the Bank of Canada's recent rate cuts, presenting new opportunities…
What is the current Prime Rate in Canada and How is it Set?
The prime rate in Canada is a benchmark interest rate set by financial institutions, influencing the rates for various lending…
Bank of Canada Lowers Interest Rates for the second consecutive time to Support the Economy
The Bank of Canada has cut interest rates again, lowering the overnight rate to 4.50%. This move aims to control…
Inflation Falls to 2.7% in June, Driven by Slower Growth in Gas Prices: StatCan
Canada's inflation rate dropped to 2.7% in June, primarily due to slower growth in gasoline prices. Statistics Canada notes a…
Which Single Factor Could Derail the BoC's Rate Cuts?
Wage growth remains the key factor that could derail the Bank of Canada's planned rate cuts, despite stability in the…
Canadian Unemployment Could Surpass 7% Without Timely Interest Rate Cuts: National Bank
Canadian unemployment could exceed 7% if interest rates are not cut soon, warns a National Bank economist. The labour market…
Bank of Canada to Delay Rate Cuts Until September, Deloitte Reports, Amid Continued Economic Recovery
The Bank of Canada will delay interest rate cuts until September, according to Deloitte, as the economy recovers. Inflation rose…
Bank of Canada’s July 2024 Rate Decision in Doubt After Inflation Heats Up
The Bank of Canada’s July 2024 rate decision is uncertain following a rise in inflation from 2.6% in April to…
Canada Inflation Rate & CPI October 2024
Canada's inflation rate dropped to 2.7% in April 2024, down from 2.9% in March. Excluding gasoline, inflation was 2.5%. The…
Bank of Canada Rate Cut Sparks Concern Over Housing Market Impact
The Bank of Canada’s recent interest rate cut has sparked concerns over a potential overheating of the housing market, as…
The Role of Mortgage Brokers in Canada: Why You Need One in 2024
Understand the benefits of working with a mortgage broker in Canada in 2024. Access multiple lenders, receive expert advice, and…
How to Navigate Mortgage Renewals in 2024: Tips for Canadian Homeowners
Navigate your mortgage renewal with confidence in 2024. Start early, shop around, and consider your financial goals to secure the…
Fixed vs. Variable Mortgage Rates: Which is Best for Canadian Homebuyers in 2024?
Explore the pros and cons of fixed and variable mortgage rates for Canadian homebuyers in 2024. Make an informed decision…
The Impact of Economic Trends on Canadian Mortgage Rates: What to Expect in 2024
Learn how economic trends like inflation, employment rates, and the Bank of Canada's policies will influence Canadian mortgage rates in…
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